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04Sep
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Best Apps to Manage Your Money as an Erasmus Student

Living in Madrid as an Erasmus student is an amazing experience, but managing your budget can be tricky with so many new expenses: rent, transport, food, trips, and nights out. Luckily, there are apps designed to help you track your money, split costs with friends, and even save for future plans. Here are the best apps that every Erasmus student in Madrid should download to keep finances under control.

1. Revolut – Your all-in-one financial app

Revolut is one of the most popular apps among international students. It allows you to:

  • Open a free digital account in minutes.
  • Pay with your card (virtual or physical) anywhere in Madrid with no hidden fees.
  • Exchange currencies at the real market rate, ideal for students traveling across Europe.
  • Set budgets for categories like restaurants, groceries, or nightlife.

2. N26 – A bank for the digital generation

N26 is a 100% online bank, perfect if you need an IBAN account in Europe. With N26 you can:

  • Open a Spanish or European bank account in minutes with just your passport.
  • Receive transfers from your home country without extra charges.
  • Withdraw cash from ATMs around Madrid for free (depending on your plan).
  • Get instant notifications for every expense, helping you stay on top of your budget.

3. Splitwise – For sharing costs with friends

Madrid life means dinners, tapas nights, and weekend trips with new friends. Keeping track of shared expenses can get messy. Splitwise is the perfect solution:

  • Create groups with your flatmates or travel buddies.
  • Add expenses in euros and split them automatically.
  • Avoid the stress of remembering who owes what.

4. Fintonic – For advanced budgeting in Spain

Fintonic is a Spanish app designed to connect all your bank accounts in one place. It helps you:

  • Categorize expenses automatically (rent, food, transport).
  • Receive alerts about bills, subscriptions, or unexpected charges.
  • Create savings goals while studying abroad.
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